Seaboard. Equipment Finance
2026 Tax Savings Calculator

See what Section 179 saves you this year.

Estimate your first-year deduction and tax savings under 2026 Section 179 and 100% bonus depreciation. Add your financing to see how your savings stack up against your payments.

Your equipment

$
New or used equipment placed in service in 2026. Drag the slider or type any amount.
%
Your marginal rate determines the value of the deduction. Pass-through owners: use your personal marginal bracket.
+ advanced options
$
Section 179 can’t exceed your taxable income — but 100% bonus depreciation isn’t income-limited and covers the rest. Leave blank to assume ample income.
%
100% is restored for 2026 under current federal law. Adjust only for state conformity or planning scenarios.
Estimated first-year tax savings
$0
First-year deduction
Section 179  $0 Bonus  $0
Total first-year deduction$0
Your tax savings$0
Net cost after savings$0
Effective cost reduction0%
2026 federal estimates only. Section 179 limit $2,560,000; phase-out begins at $4,090,000. This is not tax advice — confirm with your tax advisor.
Add my financing to compare savings vs. payments
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%
A planning estimate — your actual rate depends on credit, term, and structure. We’ll get you a real quote.

How this works

Section 179 lets a business deduct the full purchase price of qualifying equipment in the year it’s placed in service, instead of depreciating it over many years. For 2026 you can expense up to $2,560,000, with the deduction phasing out dollar-for-dollar once total equipment purchases exceed $4,090,000.

After Section 179 is applied, 100% bonus depreciation (restored for 2026) covers the remaining basis — so most businesses deduct the entire cost in year one. New and used equipment both qualify, and financed equipment is eligible, which is why your first-year tax savings can exceed your first-year payments.

$2,560,000
2026 Section 179 deduction limit
$4,090,000
Phase-out threshold (dollar-for-dollar)
100%
Bonus depreciation, applied after 179

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