Medical & Dental financing, questions answered.

It depends on obsolescence. Fast-refreshing technology — imaging, lasers, IT — usually favors an FMV lease so you can upgrade at term-end. Durable items you’ll keep for years favor a $1-buyout lease or loan. We’ll model both for your specific equipment.

At the end of an FMV (fair market value) lease you can return, renew, or buy the equipment at its market value — ideal for technology you’ll want to upgrade. A $1-buyout lease behaves like a loan: you own the equipment for a dollar at the end, which suits durable equipment you’ll keep.

Yes. We use lenders who fund 100% including soft costs, so installation, training, and software roll into one payment and you write no separate check.

New and de novo practices are very financeable. We lean on your strong personal credit, use deferred or step payments during your patient ramp, and can arrange SBA paths for full startups or acquisitions.

Yes — new, used, and certified-refurbished equipment all qualify, and both generally qualify for Section 179 and bonus depreciation.

Yes. When you’re buying or building an entire practice, an SBA 7(a) loan can combine the acquisition or build-out, equipment, and opening working capital into one longer-term facility.

Financing is commercial, but smaller practices usually involve a personal guarantee. How it reports depends on the lender and structure — we’ll tell you up front for any option we present.

Financed equipment generally qualifies for Section 179 and 100% bonus depreciation in 2026. Our calculator gives you an estimate — then confirm the specifics with your tax advisor.

Straightforward deals for established practices can be approved within a day or two. We coordinate funding with your vendor’s install schedule so payments don’t start before the equipment is earning.